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Newsletter

  August 17, 2009 - We are starting to see some parts of our economy begin to heal from the big bank meltdown that started last fall.   .... more
 
  July 15, 2009 - More information about Trusts, and why a Trust is preferable to a Will.  .... more
 
  June 15, 2009 - I’m a TV star! Well, cable TV and only west of the 405 and north of the 101. Last month we began advertising on Time Warner Cable TV. You can find the commercial on our website at www.HornsteinLawOffices.com . A colleague saw it and commented that before he saw my commercial, he had thought that having a Will meant that his Estate would not go through Probate, and that a Trust was only for wealthy people. That’s not true. So, let me talk about some Estate, Will, and Trust basics.

This Newsletter reviews some Estate, Will and Trust basics, and why a Trust is preferable to a Will. .... more

 
 

May 22, 2009 - Let us remember and honor those who have given their lives  - I wanted to write and wish you a safe and happy Memorial Day. Memorial Day is not only a time to remember those who have passed, but a time to remember what we have now. To take stock, so to speak, and to give thanks. .... more
 
 

May 11, 2009 - “Just for today, I’m not going to incur any new debt” -- Jerrold Mundis
The economy looks like it will be in bad shape at least until 2010 and housing could take another year or two beyond that to recover. ... more
 
 

April 22, 2009 - Last year a Category Five Hurricane hit everyone’s retirement savings,  whether in a 401k, 403b or IRA. Losses were significant, even with moderate risk investments, no fancy or unintelligible derivatives. So how should you respond? Should you bail out or hunker down?  more
 
 

April 8, 2009 - Taxes are due in a week, so let’s take a quick look at more ideas to save a few dollars. 
If you have a child in college who also is working and paid her own tuition, look at not claiming her on your own taxes if your income is too high to qualify for the Hope or Lifetime Learning Credit. By not claiming your child as a dependent, he or she may qualify for an education credit that you might earn too much to claim, saving more taxes than it costs you. .... more
 
 

March 25, 2009 - Tax season during these crazy times - Being tax season and being a CPA, I am breathing and eating taxes right now - While I enjoy a good vanilla tax deduction and especially a chocolate covered tax credit, I am having a hard time swallowing toxic assets. So I thought that I would take a break and pass along some free advice that I hope will make you smile and go “Yeah, that’s right.” .... more
 
 

March 11, 2009 You may qualify for new improvements in your IRA and Roth IRA  It's tax season. How exciting! Actually there are some low-hanging fruit that you should look at carefully. Your circumstances may have changed in the last year and you now qualify for goodies .... more
 
  Credit Cards in our current economy - Continuing our discussion of good ideas for the New Year, let's look at credit cards. more
 
  Something new for the new year - It's a new year and thus time for something new - The Hornstein Newsletter. .... more

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